Real estate appraisal services for homeowners in the city of Hawkinsville and Pulaski County
Here are the top 6 reasons why Georgia homeowners use GA Appraisal Services:
- Get a pre-listing appraisal (whether they're selling the home
themselves or using a real estate agent)
- Challenge a property tax assessment
- Remove PMI to reduce your mortgage payments
- Reinstate your Home Equity Line of Credit (or HELOC)
- In the case of a divorce in the state of Georgia, when property needs
to be divided
- Settle an estate in Georgia by determining the true market value of a
At GA Appraisal Services, we understand the unique needs of a homeowner looking for
appraisal services. While our usual business clients understand the appraisal process and standard reporting
formats, you as a consumer will get extra customer service in the form of an explanation of the process and even
special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about
your own house because you probably have an emotional attachment to it. Professional appraisers, like the ones at
GA Appraisal Services, will be objective. We will tell you what you need to know, not just what you want to hear.
In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a
professional appraisal is a very valuable negotiating tool once you have an interested buyer. It gives you
something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's
price, not just how much you think your home is worth. Interested buyers know you have an emotional attachment to
your house and will be more likely to give credibility to a professional appraiser's value judgement than
Challenge property tax assessmentsIf you live in a region that is going down or
not appreciating as much as other houses close to yours, your local tax assessor may have your house overvalued.
That only means you're most likely paying more taxes than you should. Since your property assessment may likely go
up again in the next period, the earlier you take care of things like this, the better. Getting a professional
appraisal from GA Appraisal Services is your #1 weapon when challenging your property tax assessment.
Need to remove PMI?Getting the PMI (Private Mortgage Insurance) eliminated from
your mortgage loan is a preferred way to cut expenses for homeowners. Once your mortgage loan amount is below 80%
of the value of your home, in most cases you can apply to the lender to have the PMI canceled from your loan, which
will make your monthly payments go down. At GA Appraisal Services, we're experts in helping consumers just like you
abolish unwanted and unneeded PMI insurance.
HELOC recently frozen?Your lender just might choose to automatically freeze your home equity line of
credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in
value. Not only can this be annoying from a cash flow viewpoint, but it can be negative on your credit score since
it may appear as though that credit line is maxed out. An efficient appraisal from GA Appraisal Services can help
you reinstate your HELOC.